FICO

FICO kept its $10 mortgage score price for Preferred Program lenders, ending expected 2027 hikes; shares fell 13.15%.

Fair Isaac fell 13.15% on 3.31x volume after holding its $10 mortgage score price, and FHFA's Pulte promised more action.

No confirmed catalyst: FICO rose 10.50% to $795.21 this week, mostly on a 6.99% jump on 15 October with no cause found.

No confirmed news drove the 6.99% October 15 gain to $769.93; TipRanks cites easing fears over mortgage credit scoring.

No confirmed trigger; the 10.85% rebound came on 2.93x average volume after the Sept 29 grid shock.

FHFA plan to put VantageScore beside Classic FICO on one pricing grid triggered a 26.52% drop on 29 September.

The stock surged due to an oversold rebound after a sell-off and a 15% workforce reduction announcement to cut costs and boost AI.

An FHFA policy shift allowed VantageScore onto mortgage pricing grids, driving major lender defections and a pricing war.

The stock fell as FHFA included rival VantageScore on GSE pricing grids and Rocket Mortgage adopted VantageScore as its preferred model.

FICO surged after the FHFA approved its Direct License Program, allowing direct score licensing to mortgage lenders and resellers.

The FHFA unified mortgage pricing grids for FICO and VantageScore, leading Rocket Mortgage to abandon FICO as its default scoring model.

FHFA regulatory changes ended FICO's mortgage scoring monopoly alongside lender defections and aggressive competitor pricing.

The stock rebounded after FHFA clarified VantageScore will supplement rather than replace FICO scores in GSE mortgage workflows.

The FHFA directed Fannie Mae and Freddie Mac to immediately allow mortgage lenders to use the competing VantageScore 4.0 credit model.

The FHFA mandated that GSEs accept rival VantageScore 4.0 from all mortgage lenders, ending FICO's mortgage credit scoring monopoly.

The FHFA ordered Fannie Mae and Freddie Mac to approve competing VantageScore 4.0, ending FICO's mortgage credit scoring monopoly.

The stock surged due to SEC disclosures of institutional buying and market re-evaluation of its oversold valuation.

FICO fell after a Q3 revenue miss, rising debt from stock buybacks, and an analyst downgrade citing market share loss to VantageScore.

FICO fell after missing Q3 revenue, issuing weak full-year guidance, receiving a Wolfe Research downgrade, and insider selling.

FICO dropped after missing Q3 revenue estimates, issuing weak full-year guidance, and increasing leverage to finance share buybacks.